Contractors All Risk Insurance in India
Construction projects in India face a wide range of uncertainties long before handover. A heavy monsoon can damage partially completed works, theft can hit site materials, an accidental collapse can affect neighbouring property, and a single event can put timelines, budgets, and contract obligations under pressure. For contractors, project owners, lenders, and subcontractors, that exposure […]
Group Term Life Insurance for Employees
Understanding Employee Life Insurance Benefits When an organisation wants to protect its people in a meaningful way, salary alone is rarely enough. Employees also look for financial security for their families, especially in a market where medical costs, loans, school fees, and household commitments can put real pressure on a family after an unexpected loss. […]
Office Package Insurance for SMEs
For many small and mid-sized businesses, the office is far more than a rented space or a unit in a commercial tower. It holds computers, records, furniture, fit-outs, cash, visiting clients, and the day-to-day rhythm of the business itself. When a fire, burglary, electrical fault, flood, or liability incident interrupts that rhythm, the financial impact […]
🛡️ Insurance During War: What Businesses Must Know to Stay Protected
Introduction: The Risk Most Businesses Overlook When we think about war, we often think in terms of borders, politics, and global headlines. But for businesses, the impact is far more direct and often far more damaging. Supply chains get disrupted. Shipments are delayed or destroyed. Operations come to a halt. Physical assets can be damaged […]
Shop Insurance Basics
Introduction: Why Every Shop Owner Needs a Safety Net Running a retail shop is a daily challenge. You manage customers, stock, suppliers, and cash flow at the same time. Along with this, there are risks you cannot control. A short circuit can damage your entire inventory. A broken glass panel can disrupt your operations. A […]
What Fire Insurance Actually Covers (And What It Quietly Doesn’t)
Introduction: Don’t Wait for a Fire to Understand Your Insurance A short circuit in a warehouse. A small fire in a shop. A factory machine overheating. In India, such incidents are more common than most business owners expect and the financial impact can be devastating. For many MSMEs and even large enterprises, a single fire […]
Complete Guide to Insurance for Manufacturing Companies (2026)
Introduction Manufacturing businesses operate in a high-risk environment. You deal with heavy machinery, large inventories, skilled labor, and complex supply chains. One unexpected event can disrupt operations and cause major financial loss. Manufacturing insurance is a combination of policies designed to protect factories and industrial units from risks such as fire, equipment breakdown, liability claims, […]
Keep Your Business Secure
In today’s business environment, cyber threats are no longer limited to large corporations or global technology companies. Every business that stores customer data, processes online payments, uses cloud systems, or depends on digital operations faces cyber risk every single day. A single cyberattack can interrupt operations, damage customer trust, and create financial pressure that takes […]
Interior designer arrested in HDFC Life Insurance data breach case
The Mumbai Police have arrested a 27-year-old interior designer from Haryana’s Ambala for his alleged involvement in a cyberattack on HDFC Life Insurance. The suspect reportedly collaborated with a mastermind based in Hong Kong to steal sensitive customer data and blackmail the company. HDFC Life Insurance had reported a cyberattack that compromised confidential customer information. […]
How NRI can buy life insurance in India: Key benefits explained
As the NRI homecoming season nears, many non-resident Indians (NRIs) must be revisiting their financial strategies, with life insurance emerging as a key consideration. The appeal of Indian life insurance policies is growing among NRIs, thanks to their competitive premiums, comprehensive coverage, and tax advantages. How NRIs can buy life insurance in India The process […]
Which insurance companies reject claims the least? Report reveals truth
People buy general insurance to cover for emergencies so that they do not have to make out-of-pocket hefty payments. They do not just put their money in, but trust while paying premiums. However, not all claims get approved. A recent report reveals that the claim-to-settlement ratio, which shows how many claims were honoured by insurers, […]
Health insurers disallowed claims worth Rs 15,100 crore during FY24
Health insurers disallowed claims worth Rs 15,100 crore or 12.9 per cent of the total claims filed during fiscal 2023-24, according to data released by regulator Irdai. Of the total Rs 1.17 lakh crore claims under health insurance of general as well as standalone health insurers, only Rs 83,493.17 crore or 71.29 per cent were […]