Keep Your Business Secure

contractors all risk insurance india

In today’s business environment, cyber threats are no longer limited to large corporations or global technology companies. Every business that stores customer data, processes online payments, uses cloud systems, or depends on digital operations faces cyber risk every single day. A single cyberattack can interrupt operations, damage customer trust, and create financial pressure that takes […]

Interior designer arrested in HDFC Life Insurance data breach case

The Mumbai Police have arrested a 27-year-old interior designer from Haryana’s Ambala for his alleged involvement in a cyberattack on HDFC Life Insurance. The suspect reportedly collaborated with a mastermind based in Hong Kong to steal sensitive customer data and blackmail the company. HDFC Life Insurance had reported a cyberattack that compromised confidential customer information. […]

Why Cyber Attacks Are Rising on SMEs in Manufacturing Industry

Manufacturing SMEs are moving through a major digital shift. Production floors now rely on automated systems, software driven supply chains, and cloud enabled platforms to run daily workflows. These tools help businesses produce faster and operate leaner. They also open new entry points for cyber threats. Many business owners still believe cybercrime targets only large […]

How Startups Can Use Cyber Insurance for Protection

Cyber Insurance for Startups matters now more than ever. Startups rely on digital tools, cloud platforms, and customer data. These digital assets attract cyber-attacks. According to the Verizon Data Breach Investigations Report 2024, 43 percent of cyber-attacks target small businesses. This includes many startups. Startups often lack strong security controls and face urgent demands to […]

From Risk to Recovery: Understanding SME Insurance Claim Performance

Claim Ratio in Insurance for SMEs: Meaning, Types and Why It Matters Imagine you run a small manufacturing unit in Pune. Or an IT services company in Bengaluru. Or maybe a wholesale trading business in Delhi. When you buy business insurance in India, you probably look at one thing first. The premium. You compare quotes. […]

Cyber Insurance For Online Businesses

Cyber Insurance for Online Businesses Introduction If you run an online business, your storefront never closes. Your checkout works at midnight. Your customer data moves across servers in seconds. Your revenue depends on uninterrupted digital trust. That also means your risk is always live. From D2C brands processing UPI payments to SaaS startups handling global […]

Why Mialtus Insurance Broking Stands Out

Karnataka, especially Bengaluru, has emerged as one of India’s fastest-growing business and technology hubs. With a strong startup ecosystem, expanding SMEs, and rising awareness about financial security, the demand for reliable insurance advisory services in Karnataka has grown significantly. In such a competitive market, choosing the right insurance broker can make a meaningful difference. If […]

How NRI can buy life insurance in India: Key benefits explained

As the NRI homecoming season nears, many non-resident Indians (NRIs) must be revisiting their financial strategies, with life insurance emerging as a key consideration. The appeal of Indian life insurance policies is growing among NRIs, thanks to their competitive premiums, comprehensive coverage, and tax advantages. How NRIs can buy life insurance in India The process […]

Which insurance companies reject claims the least? Report reveals truth

People buy general insurance to cover for emergencies so that they do not have to make out-of-pocket hefty payments. They do not just put their money in, but trust while paying premiums. However, not all claims get approved. A recent report reveals that the claim-to-settlement ratio, which shows how many claims were honoured by insurers, […]

Health insurers disallowed claims worth Rs 15,100 crore during FY24

Health insurers disallowed claims worth Rs 15,100 crore or 12.9 per cent of the total claims filed during fiscal 2023-24, according to data released by regulator Irdai. Of the total Rs 1.17 lakh crore claims under health insurance of general as well as standalone health insurers, only Rs 83,493.17 crore or 71.29 per cent were […]

Top 5 Financial Tips to Light Up Your Diwali with Savings and Security

Diwali, the festival of lights, is a time of joy, celebration, and new beginnings. It’s time when we clean and decorate our homes, light diyas, share sweets, and celebrate with family and friends. But Diwali also brings additional expenses, from festive shopping to gifting and even home improvements. So, while we celebrate, it’s also wise […]

Top Healthy Resolutions to Make This Dussehra

Dussehra is a time of victory, celebration, and new beginnings. It marks the triumph of good over evil, making it the perfect occasion to start fresh and adopt positive habits. This Dussehra, why not make some healthy resolutions that will not only benefit you but also those around you? Here are the top health and […]