Group Term Life Insurance for Employees
Understanding Employee Life Insurance Benefits When an organisation wants to protect its people in a meaningful way, salary alone is rarely enough. Employees also look for financial security for their families, especially in a market where medical costs, loans, school fees, and household commitments can put real pressure on a family after an unexpected loss. […]
Office Package Insurance for SMEs
For many small and mid-sized businesses, the office is far more than a rented space or a unit in a commercial tower. It holds computers, records, furniture, fit-outs, cash, visiting clients, and the day-to-day rhythm of the business itself. When a fire, burglary, electrical fault, flood, or liability incident interrupts that rhythm, the financial impact […]
🛡️ Insurance During War: What Businesses Must Know to Stay Protected
Introduction: The Risk Most Businesses Overlook When we think about war, we often think in terms of borders, politics, and global headlines. But for businesses, the impact is far more direct and often far more damaging. Supply chains get disrupted. Shipments are delayed or destroyed. Operations come to a halt. Physical assets can be damaged […]
Shop Insurance Basics
Introduction: Why Every Shop Owner Needs a Safety Net Running a retail shop is a daily challenge. You manage customers, stock, suppliers, and cash flow at the same time. Along with this, there are risks you cannot control. A short circuit can damage your entire inventory. A broken glass panel can disrupt your operations. A […]
How NRI can buy life insurance in India: Key benefits explained
As the NRI homecoming season nears, many non-resident Indians (NRIs) must be revisiting their financial strategies, with life insurance emerging as a key consideration. The appeal of Indian life insurance policies is growing among NRIs, thanks to their competitive premiums, comprehensive coverage, and tax advantages. How NRIs can buy life insurance in India The process […]
Which insurance companies reject claims the least? Report reveals truth
People buy general insurance to cover for emergencies so that they do not have to make out-of-pocket hefty payments. They do not just put their money in, but trust while paying premiums. However, not all claims get approved. A recent report reveals that the claim-to-settlement ratio, which shows how many claims were honoured by insurers, […]
Health insurers disallowed claims worth Rs 15,100 crore during FY24
Health insurers disallowed claims worth Rs 15,100 crore or 12.9 per cent of the total claims filed during fiscal 2023-24, according to data released by regulator Irdai. Of the total Rs 1.17 lakh crore claims under health insurance of general as well as standalone health insurers, only Rs 83,493.17 crore or 71.29 per cent were […]
Top 5 Financial Tips to Light Up Your Diwali with Savings and Security
Diwali, the festival of lights, is a time of joy, celebration, and new beginnings. It’s time when we clean and decorate our homes, light diyas, share sweets, and celebrate with family and friends. But Diwali also brings additional expenses, from festive shopping to gifting and even home improvements. So, while we celebrate, it’s also wise […]
Top Healthy Resolutions to Make This Dussehra
Dussehra is a time of victory, celebration, and new beginnings. It marks the triumph of good over evil, making it the perfect occasion to start fresh and adopt positive habits. This Dussehra, why not make some healthy resolutions that will not only benefit you but also those around you? Here are the top health and […]
Major Health Insurance Changes Effective 1st October,2024
As of October 1, 2024, health insurance policies have become more favourable for customers. Here are the key updates in health insurance regulations, making it easier to explain to potential buyers. Key Updates in Health Insurance Policies: Shorter Waiting Period for Pre-Existing Conditions The waiting period for pre-existing conditions has been reduced from 48 months […]
Government Announces 5 Lakh Free Health Insurance Cover for Senior Citizens
In a landmark decision aimed at enhancing the well-being of the elderly, the Union government has approved a free health insurance cover of â‚ą5 lakh for all citizens aged 70 and above. This monumental move is part of the government’s flagship Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY), ensuring that India’s senior citizens […]
Reflecting on Success: Highlights from Drishti – Our 6th Annual Event Mialtus Insurance Broking Pvt Ltd
Our much-anticipated 6th Annual Awards Event, Drishti, was a resounding success, bringing together industry leaders, employees, and stakeholders for an unforgettable experience. Held to celebrate our growth and acknowledge the efforts that drive our achievements, Drishti has become a key milestone in our journey as an insurance broking firm. A Day of Inspiration and Recognition […]