Travel Smarter. Travel Protected.

Travel brings new experiences, opportunities, and memories. But unexpected events such as medical emergencies abroad, flight cancellations, baggage loss, passport issues, or travel delays can quickly turn a planned journey into a stressful and expensive situation.

Travel Insurance provides financial protection and emergency support during your trip, helping you manage unforeseen situations without disrupting your plans or finances.

Whether you’re travelling for leisure, business, education, family visits, or international assignments, Mialtus helps you compare policies from leading insurers and choose travel protection designed around your destination, travel duration, and coverage needs.

Why Travel Insurance Matters

Many travelers underestimate how expensive travel disruptions and overseas medical treatment can become.

Consider these facts:

• Medical treatment abroad can cost significantly more than treatment in India.

• Flight delays and cancellations can result in additional accommodation and travel expenses.

• Lost baggage and passport emergencies continue to affect international travelers every year.

• Several countries require travel insurance as part of visa application requirements.

• Travel interruptions can impact both personal and business travel plans.

Travel Insurance protects your finances and helps ensure support when unexpected situations arise.

What is Travel Insurance?

Travel Insurance is an insurance policy that provides financial protection against losses and unexpected events that may occur before or during your journey.

Depending on the policy selected, coverage may include:

• Emergency Medical Expenses

• Hospitalization Abroad

• Trip Cancellation

• Trip Curtailment

• Flight Delay

• Missed Connections

• Baggage Loss

• Delayed Baggage

• Passport Loss

• Emergency Medical Evacuation

• Personal Liability

• Accidental Death Coverage

• Travel Assistance Services

Travel Insurance can be purchased for both domestic and international trips.

What Does Travel Insurance Cover?

Medical Emergencies

Coverage for emergency hospitalization, medical treatment, doctor consultations, and healthcare expenses incurred during travel.

Trip Cancellation & Trip Interruption

Compensation for prepaid and non-refundable travel expenses if a trip is cancelled or interrupted due to covered reasons.

Flight Delay & Missed Connections

Financial assistance for eligible expenses arising from delayed departures or missed connecting flights.

Baggage Loss & Delay

Coverage for loss, theft, or delayed delivery of checked baggage.

Passport Loss

Support and reimbursement for expenses associated with replacing lost or stolen travel documents.

Emergency Medical Evacuation

Coverage for transportation during serious medical emergencies where evacuation is medically necessary.

Personal Liability

Protection against legal liability for accidental third-party injury or property damage during travel.

24×7 Travel Assistance

Access to emergency assistance services during your journey.

What Isn’t Covered?

Coverage varies by insurer, but most Travel Insurance policies generally exclude:

• Pre-existing medical conditions unless covered

• Cosmetic or elective treatment

• Self-inflicted injuries

• Participation in excluded adventure activities

• Illegal activities

• Claims arising from alcohol or substance abuse

• Travel against government advisories

• Losses due to negligence

• Undisclosed medical conditions

Understanding exclusions helps avoid claim surprises later.

Who Should Buy Travel Insurance?

Travel Insurance is suitable for:

• International Travelers

• Domestic Travelers

• Business Travelers

• Families on Vacation

• Students Studying Abroad

• Senior Citizens

• Frequent Flyers

• Solo Travelers

• Corporate Travelers

• Long Stay Travelers

Anyone travelling away from home can benefit from travel protection.

Types of Travel Insurance

Single Trip Travel Insurance

Provides coverage for one specific journey.

Multi Trip Travel Insurance

Covers multiple trips during the policy period.

International Travel Insurance

Designed for overseas travel with broader medical and travel protection.

Domestic Travel Insurance

Provides protection while travelling within India.

Student Travel Insurance

Specialized coverage for students pursuing education abroad.

Senior Citizen Travel Insurance

Travel protection designed for elderly travelers.

Key Benefits of Travel Insurance

Financial Protection

Reduces unexpected travel-related expenses during emergencies.

Medical Security Abroad

Provides access to emergency medical support and treatment coverage.

Stress-Free Travel

Allows travelers to focus on their journey with greater confidence.

Visa Support

Helps fulfill insurance requirements for selected countries.

Travel Convenience

Provides assistance for travel disruptions and document-related emergencies.

Customisable Coverage

Policies can be tailored according to destination, duration, and travel purpose.

Travel Insurance for International Travel

Many international destinations recommend or require Travel Insurance.

Travel Insurance can help support travel requirements for:

• Europe and Schengen Region

• United Kingdom

• United States

• Canada

• Australia

• Southeast Asia

• Student Destinations

• Business Travel Destinations

Coverage requirements may vary by country and visa category.

Factors That Affect Travel Insurance Premium

Premiums are generally influenced by:

• Destination Country

• Age of Traveler

• Duration of Travel

• Sum Insured Selected

• Type of Coverage

• Number of Travelers

• Medical History

• Add-on Benefits Selected

Frequently Asked Questions (FAQs)

1. What is Travel Insurance?

Travel Insurance provides financial protection against travel-related risks including medical emergencies, cancellations, baggage loss, and trip disruptions.

2. Is Travel Insurance mandatory?

Certain countries require Travel Insurance as part of visa processing. Even when optional, it is strongly recommended.

3. Does Travel Insurance cover medical emergencies abroad?

Yes. Most policies provide emergency medical coverage subject to policy terms and limits.

4. Can I buy Travel Insurance after booking my trip?

Yes. Travel Insurance can usually be purchased after travel bookings are completed.

5. Does Travel Insurance cover lost baggage?

Most plans provide coverage for baggage loss, theft, or delay subject to policy conditions.

6. How do I make a Travel Insurance claim?

Contact the insurer immediately, preserve travel documents and receipts, and submit supporting documents. Mialtus’ claims support team can assist you throughout the claim process.

Travel Confidently. Stay Protected Wherever You Go.

Travel should create memories, not financial stress. Whether you’re travelling for business, vacation, education, or family visits, the right Travel Insurance gives you support when you need it most.

Get expert guidance, compare plans from leading insurers, and secure comprehensive travel protection with Mialtus. Because smart travelers prepare before they depart.